Georgia Bankruptcy Lawyer

This is all we do

Georgia bankruptcy lawyer Bob J. Phillips provides debt relief services for consumers and businesses. Attorney Phillips' law practice concentrates on helping people undergoing financial hardship and debt problems. He handles all types of bankruptcy proceedings, including:

  • Chapter 7
  • Chapter 11 (small business and individual cases)
  • Chapter 13 

Attorney Phillips understands that debt problems can cause a high level of stress for people.  Much of that stress comes from not knowing what will happen and what to do. In his practice attorney Phillips provides an antidote to that stress by showing clients options and providing solutions to their problems The office maintains an upbeat atmosphere, where each client is treated as an individual.  You are never just a number at B. Phillips & Associates PC.  

Guiding clients through the bankruptcy process

Bankruptcy is a process under federal law that allows debtors who owe more money than they can pay to either eliminate their debts or work out a payment plan to pay a portion or all of their debts over time.  It is even possible to discharge taxes with a bankruptcy filing to allow individuals to pay in installments.  Attorney Phillips guides clients through the process for all types of bankruptcies.

Chapter 7 bankruptcy

This is also known as liquidation or straight bankruptcy and is the most common form of bankruptcy filing. This is a quick way for consumers to start fresh by discharging most or all debts as quickly as possible.

Chapter 11 bankruptcy

This is available to every individual or business, whether organized as a corporation or sole proprietorship.  It permits reorganization of business debt or personal debt.

Chapter 13 bankruptcy

The aim of filing for bankruptcy under Chapter 13 of the Bankruptcy Code is to restructure debt so it can be paid off. Chapter 13 bankruptcy has many potential benefits. Depending on the case, it may:

  • Stop a home foreclosure
  • Stop a vehicle repossession
  • Stop wage garnishment
  • Prevent creditor harassment
  • Stop collection calls

When B. Phillips & Associates PC represents a client in a Chapter 13 bankruptcy case, the firm submits a financial debt repayment plan to the bankruptcy court. The plan usually calls for the repayment of certain debts over a period of three to five years.

All forms of bankruptcy allow you to start over. Contact Attorney Phillips for a free consultation to learn how you can get a second chance.

A second chance for a new financial beginning

If you are experiencing financial hardships, contact B. Phillips & Associates PC for a free consultation to discuss your consumer debt and potential bankruptcy. We focus exclusively on helping people with problems like yours, and have helped many clients in your situation resolve their financial issues and get a fresh start.

We have three offices conveniently located in the greater Atlanta area and serve clients throughout the state of Georgia.  Our main office is located in "The Avenue" Office Complex in Cumming, and we also have offices off Route 400, Exit 8 in Roswell and Exit 5, in Dunwoody. All offices are easily accessible via the 400 North/South Freeway and provide free parking. Call us at 678-456-4202 or contact us online to set up an appointment.